At Tokkie Ferreira Brokers, we offer comprehensive gap cover solutions designed to bridge the financial gap between your medical aid coverage and the actual medical expenses you may incur. Our gap cover products provide essential protection against unforeseen medical costs, ensuring that you’re not left with unexpected out-of-pocket expenses during critical times. We understand that healthcare costs can be substantial, which is why our plans are tailored to meet your specific needs and budget. Our knowledgeable team is committed to helping you navigate the complexities of medical coverage, providing personalized advice and support to ensure you choose the right gap cover option for your circumstances. With Tokkie Ferreira Brokers, you can have peace of mind knowing that you and your family are financially protected when it matters most.

What is GAP Cover?

 
1Gap Cover can be used as a stand-alone policy or as an addition to your main health insurance.
  • Underlying medical aid coverage is necessary for Gap Cover.
  • It is not meant to take the place of medical aid or serve as a supplement to primary health insurance.
  • It is intended to make up the difference when your medical aid does not fully cover your medical expenses.
2If you have medical aid, you don't need a gap cover.
  • You may not be completely covered even if you have extensive medical cover.
  • The gap between what your medical aid short pays and the private costs that healthcare providers charge is what Gap Cover pays.
  • •The medical aid rate is often overcharged by many healthcare providers.
3GAP Cover is an optional policy
NO, GAP Cover is an ESSENTIAL Policy to have, because each scheme has shortfalls.
4Gap Cover takes care of all the gaps.
Gap Cover is intended to cover certain gaps in medical costs. Like your medical aid plan, it includes benefit restrictions and exclusions.
5Gap Cover is unaffordable
  • GAP Cover costs less than you medical aid.
  • Considering the possible financial risk associated with out-of-pocket costs, GAP Cover is a wise investment.
6Only older adults with long-term illnesses and conditions are eligible for Gap Coverage.
  • Everyone needs gap cover
  • Regardless of age or health state, medical emergencies and health problems can occur at any time.

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