Insurance That Suits Your Transportation

Knowing where the journey will take you is only the first step. The next step is to ensure that you get there safely. Long-distance transit is playing an ever-increasing role in the success of so many industries, but it’s a role that comes with numerous risks. Now there’s a risk solution tailored to the needs of those who frequently hit the road. 

VAPS Insurance Underwriters is an innovative niche insurance underwriter that specialises in Heavy Commercial Vehicle (HCV) insurance and providing intelligent insurance cover for transit businesses across the country. What sets the VAPS HCV cover apart from a standard commercial cover is the fact that, as specialists in their field, their products and services are specifically designed to meet each individual transporter’s insurance- and risk management needs. 

Motor Cover 

VAPS provides cover for the full motor section of your fleet, insuring you for the loss of, or damage to, trucks, motor vehicles, trailers and equipment due to accidents, fire, hail, theft, or hijackings. Their cover extends across various types of transport companies, including:  

• Long & Short haul transporters  
• Passenger transporters (excluding taxis and Uber vehicles)  
• Sand & Stone transporters  
• Agri transporters (part-time transport contractors)  

• Commercial clients transporting their own goods 

Goods in Transit 

Understanding that it’s not only the vehicle that needs to be insured, VAPS offers Goods in Transit Insurance, sometimes referred to as GIT, that also insures goods against loss or damage while being moved from one place to another. Cover is provided for cargo that is delivered for compensation or when transport forms part of your regular business processes.  

A Step Further 

VAPS HCV are more than aware of the risks that fall outside of the motor and goods scope. Non-Motor Commercial insurance covers transporters for items including, among others, the following:  

• Fire Insurance  
• Office Contents 
• Business Interruption 
• Theft 
• Accidental Damage 

• Employers Liability 
• Electronic Equipment 

Added Value 

VAPS HCV also offers value-added add-ons as part of their business offering, giving you access to services such as their Risk & Bureau Service, which allow you to streamline fleet operations, and Pollution/Spillage cover by Envirosure, a comprehensive environmental policy for customers transporting hazardous goods and potential pollutants. These add-ons allow you to get adequate cover and support suited to your transport. 

Every policy also includes special Roadside Assistance & Accident Management, as well as driver assistance where drivers are injured on duty. 

Isn’t it time you get the risk assurance you need for your transportations? 

Get in touch with Tokkie Ferreira Brokers to help you get the cover you need. 

This article is a general information sheet and should not be used or relied upon as professional advice. No liability can be accepted for any errors or omissions nor for any loss or damage arising from reliance upon any information herein. Always contact your financial adviser for specific and detailed advice. Errors and omissions excepted (E&OE)