Power Surge claims have increased

As the losses of Power Surge claims have increased with over 200% in the past three years, Insurers have applied strict requirements, limits in cover and higher excesses to make the losses more manageable.

Loadshedding and an unstable electricity network in South-Africa is a big contributing factor. This has forced Insurance companies to set measures in place and request clients to install devices to minimize losses and claims.

Surge Protecters are a requirement should you wish to submit a claim for Power Surge.

If an Item/claim is more than R50 000.00 , a Class 1 & 2 Surge Protector has to be installed in your Distribution Board.

Excesses will be payable even if you are a pensioner.

Voltage surge arrestors:

• These are mounted into the main DB board in an office building or in a home.

• Standard DB Board Surge Protectors for a home or business steers the high voltage away from sensitive electrical devices.

• Voltage surge arrestors come with a built-in LED light which glows when the unit is still functional.

• If the light of the DB Board Surge Protector is no longer working, the light will go out and will need to be replaced.

Surge arrestors are installed between each phase wire and earth as well as between the neutral wire and earth
A surge arrester is a protective device for limiting voltage on equipment by discharging or bypassing surge current. It prevents continued flow to follow current to ground. An arrester does not absorb lightning or stop lightning. It diverts the lightning, limits the voltage and protects the equipment installed in parallel.

Surge arresters have many applications, anywhere from protecting a home to a utility substation. They are installed on circuit breakers inside a residential home or Office building.

Surge Arrester  / Absorber & Protector

A surge arrester functions as a barrier against lightning current, and, in contrast, a surge absorber takes on the energy of the lightning current.

There is also another type of electrical safety equipment similar to the surge arrester. The surge protector has the same function as a surge arrester but is used to protect domestic and consumer electrical equipment whereas the surge arrester is for large-scale protection (medium to high voltage).

DB BOARD SURGE PROTECTION ESSENTIAL FOR BUSINESS PROFITABILITY

Distribution Board (DB) Surge Protection plays a major role in business profitability, dependent on both the competence as well as the dependability of many high-tech, sensitive electronic devices and systems.

Losing data and having equipment such as expensive IT electronics malfunction are all negative situations that impact adversely on the bottom line of any enterprise.

The very first line of defense against fleeting voltages caused by nearby lightning strikes or municipal issues would be voltage surge arrestors.

Why your equipment needs to be protected against lightning – lightning does strike more than once:

• Because lightning strikes are so unpredictable, it is advisable to ensure that all your equipment is protected against lightning strikes.
• Volts of lightning range from 10 volts to 120 million volts! When this voltage enters a home or office it is usually quite reduced – yet can cause untold damage.

In today’s tight economy we cannot afford to be without the kind protection that will impact negatively on your bottom line. DB Board Surge Protection is therefore essential for business profitability and keeping your electronics protected.

This article is a general information sheet and should not be used or relied upon as professional advice. No liability can be accepted for any errors or omissions nor for any loss or damage arising from reliance upon any information herein. Always contact your financial adviser for specific and detailed advice. Errors and omissions excepted (E&OE)