VAPS heavy commercial vehicles: Comprehensive products and services

We specialise in providing clients with comprehensive insurance solutions for heavy commercial vehicles, including trucks, trailers, passenger vehicles, and light delivery vehicles. Our products offer coverage for accidents, theft, hail, fire, goods in transit and more, with additional benefits such as:

• VAPS HCV Assist: 24/7 roadside assistance, including emergency towing services, tyre replacement, and mechanical repair support up to 250 km.
• Goods in Transit (GIT): Protect your goods during transport against risks such as fire, collisions, and hijackings. Maximum coverage per load is R3 million.
• Driver Training: VAPS offers specialised driver training through the MasterTrucker programme, promoting safety and efficiency.
• Telematics and Vehicle Tracking: Advanced tracking and monitoring systems ensure vehicle and cargo safety with real-time reporting.
• Personal Accidents: Cover drivers against injuries or permanent disability.

What Sets Us Apart?

We prioritise personal relationships and serve as your dedicated advisor, always available and ready to protect your most valuable assets. Our quick turnaround on claims and practical support provides peace of mind for our clients. We prioritise your specific needs, whether it’s a fast claims process, heavy commercial vehicle protection, or solutions for goods-in-transit risks.

Unlike mainstream insurers, VAPS is not restricted by standard policies. We adapt to your needs and are flexible in coverage, assistance, and general advice. Our loyal clients receive personalised tarp designs, showcased on their fleets.

Exceptional Service and Personal Banker Service on the Road

TFM also offers exceptional claims service and the unique benefit of a “personal banker service” on the trucks. This means that our clients receive dedicated, personalised service directly on the road, ensuring that their needs are met promptly and efficiently.

Every client’s needs are unique, and TFM is here to meet those needs with a human touch, prioritising your needs.

This article is a general information sheet and should not be used or relied upon as professional advice. No liability can be accepted for any errors or omissions nor for any loss or damage arising from reliance upon any information herein. Always contact your financial adviser for specific and detailed advice. Errors and omissions excepted (E&OE)